Making a claim: process, evidence and deadlines
Claims are reduced more often for procedural reasons than for genuine coverage disputes.
Travel cover, expatriate plans, guarantees of payment and exclusions.
Claims are reduced more often for procedural reasons than for genuine coverage disputes.
Cover is usually obtainable. The question is on what terms, and whether you understand them.
Eligibility usually follows residency status, not nationality, and the details decide everything.
Comparing premiums tells you almost nothing. Comparing what happens in three scenarios tells you a lot.
The exclusions section decides what you actually have. Most people never read it.
They cover different things. Buying one while needing the other is a common and costly error.
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